Kisan Credit Card

किसान क्रेडिट कार्ड,

Kisan Credit Card,

Loan to the Farmers,.


This is a type of loan which is being given to the farmers by the bank. In this the farmers whose cultivating land is on name of him then he can apply to bank for such type of loan. This is provide only for the farmer to grow their crops by purchasing the input (seed, fertilizer, pesticides and machinery used in crop cultivation)

This is given to the farmer for six month because the most of the crop in India gets maturity in six month. The crop may be cereals, pulses oily crops, vegetable crops etc.

To get the kisan credit card farmers has to apply in bank to get loan from the bank as kisan credit card. The farmers who have land can apply in the bank for this. To apply for this kisan has to give some document like khata khasra, identity cart, he should have bank account in his nearby area, no dues from the other bank that he has not taken any loan from the other bank, certificate from the patwari what’s he grows in his field, etc.

The amount of the limit or the amount of the loan is depend – how much land farmer has, is land is irrigated or not , what types of crops he grow like commercial crop or general crops, etc.

The rate of interest for this card is very low. It is approx 7% but the state government gives some subsidy in amount of interest so farmers will have to pay only 3 % rate of interest. But in some state it is 0% like in madhypradesh if credit card is made from the district cooperative bank and he purchase the agriculture input from the society connected the this bank. Other nationalized bank charges 3% as rate of interest and this bank not supply any input the farmers.

So farmers can take loan easily as kisan credit cart by applying in the banks.

Farmers will have to take care that they will have to pay the loan at time otherwise the rate of interest will be increased by the bank. So timely payment of the loan should be done by the farmers.

If farmers pay their loan at time then after some time the limit/ amount of loan is increased by the banks.

Farmers will have to pay the loan twice in a year at given date.

Farmers can also apply for the kisan credit card in the private banks they are also providing loan to the farmers.

This is very useful to the farmers to have kisan credit card. All the bank gives the loan as kisan credit card to the farmers. So farmers can take loan from the banks and can purchase input to grow their crops.

So farmers should use this facility.


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Farmer Producer Company

Farmer Producer Company

Farmer Producer Company- this is the company which is made by primary producer to their own benefit and run by them too. Primary Producers- farmer, milk producer, fishermen, etc.This is also run by primary producers.Company is a legal form which share benefit/income/profits among the members.

Need of the farmer producer company- the requirements of the primary producers are the same. So at the time of purchase of input they can purchase a big amount of inputs, this reduce the cost of the input to them. Because this is group of small farmers who collect their produce and may sale at rational rate. By collecting the amount they can do something bigger which increase their income.

How to make a farmer Producer company- first farmers should make group village wise, farmers of  many nearby villages may come together to make a producer company. In this more than 33% of the member should be marginal (farmers which have less 1 hectare Land) and small farmers in farmer Producers Company. (Have land 1-2 hectares they should be like minded and should have zeal to earn more with their produce by removing middlemen.Take 2-3 meeting with them and told the benefit of the farmer producer company. It will take 3-6 month. Now collect the general information of the farmers which are interested and want to be a member of company.

Selection of Board of Director – from these farmers select the board of Director these persons should be some educated and able to handle the company. These numbers may be 5-15 persons. One woman member should be in board of Directors.

Selection of Chairman and secretary- from the selected Board of Director choose the Chairman and secretary for the company. These persons are signatory authority for financial and other work in the company with the board of director.

Member of the company- any primary producer can be the member of the company. Only one person from the family can be the member in one company. The number of the member should be as more as possible. Initially it may 200-500 members. But the more the member will be best. Minimum limit is 10member and there is not limit of maximum member.

  • Registration of the company – contact a chartered Accountant (C.A.) in your district. CA will register the company in office of the registrar of company.
  • Document- Provide the complete list of the producers who want to be the member of the company.
  • Provide name and other information for example- pan card, adhar number of the board of directors.
  • Provide Fees for the registration and charges of CA. The fees will be approx- 40 thousand.
  • Initially the form making a company there is a need 1 lakh for making a company this is called paid up capital.
  • Collection of the money – collect some amount from the company member to run and register company.
  • Within two-three month the company will register and now the company member can start the business.
  • Business Plan – Now make a plan of business what they want to do in what amount. And collect the money to run business and management of the company by making the farmers as share holder.

Business can be done under the company- there is some example of the businesses which can be done, producer can done as per their requirement and availability-

  1. Procurement of inputs- the company can take license of the seed pesticides, fertilizers etc to sale to the members or others.
  2. Aggregation and storage of produce.
  3. Processing like drying, cleaning, grading.
  4. Brand building, packaging, standardization, labeling and marketing.
  5. They may purchase produce in big amount and sale it at higher price in other market.
  6. Export of produce.
  7. Anything which is as per their need and availability.

Economic support-

  1. Collect money from member of company.
  2. Management Fund- Small Farmer Agriculture Consortium (SFAC) provides money for the management of the company in initial stage of the company to purchase furniture, stationery etc.
  3. Equity Grand Fund – This is also providing to the company up to a limit of 10 lakh. To get this money the company must also collect the same amount from their members.
  4. Credit Guarantee Fund- up to a 100 lakh limit this amount is provided to company as loan without mortgaging anything.
  5. Direct Loan can be taken from the Bank if company is running well for more than three years and company is filling income tax return properly.
  6. How to get grant from the small farmers agriculture consortium visit the website, from where you will also find the rule and regulation about getting grant from them.

By making a farmer producer company farmers can earn more and can make their lives better.



Vermi Compost

Vermi Compost

Vermi-compost– this is the organic manure which is made by earthworm.

This has the entire essential element which is required by the plant.

Earthworm– These are small size earthworm which feed on dung, their feeding speed is fast in comparison to local earthworm (desi Earthworm. The earthworm used in the vermi composting are pink, red color, small in length, travel to a small height up to 1-1.5 feet  and they feed on dung.  

  •  Local earthworms are big in length and they eat soil. They dug deeply in the soil. They are also helpful for the farmer but cannot be used for making organic fertilizer or manure.
  • Vermi Composting Pit-
  • Size of the pit- The most ideal size for vermicomposting is 12*4*2,means 12 feet length, 4 feet width and 2 feet height. The wall in just middle of the pit is made, this wall with some small size hole.
  • Other size may be used for this. The size may be 6*4*2, 7*3*1 feet*feet*feet. Or may be other size.
  • This vermi pit may be made of brick and cement, or it may be of polythene, or may be made by digging a pit of desire size in the land and the polythene should spread in the pit.
  • Now make a hut with straw, net, iron or plastic sheets over the pit. So that there will be shade over the dung & earthworm.
  • It all depends on your budget.
  • Filling of the vermi pit– 1. Spread the fresh collected dung in the pit up to 1-1.5 feet height. And pour continuously half bucket of water daily up to 20-30 days on the dung after this it will be half rotten.
  1. Take 30-45 days old half rotten dung and spread it in the pit. Spray half bucket of water daily up to 5-6 days. Now check it by hand or finger, it is now cold or not. There should be no warmness in the dung; otherwise this warmness will be harmful to the earthworm. And the composting will not be in well way. So take care of it.
  • Earthworm putting in the pit– Now put earthworm in the pit at one corner in the pit and covers with the dung. From this one side when the composting started, the earthworm will spread in the entire pit and composting will continue till complete composting.
  • Take care during vermicomposting- maintain the moisture and shade in the pit. So keep spraying water to maintain the moisture in the pit after some interval.
  • Compost- after 45-60 days the vermicompost will ready for use.
  • Filling of new dung for composting again- 1. Now make a heap of the compost and wait for sometime then the earthworm will go down now upper compost is removed, then again heap of the compost is made, again earthworm will go down, remove the upper compost. This process is keep continue now the most of the compost is separated from the earthworm.
  • At the end let remains some quantity of compost with the earthworm. Compost is not removed completely.
  • Now the reaming heap with compost and earthworm is poured in pit filled with dung.
  1. second method- In this the ready compost with the earthworm is brought to one side of the pit very slowly without more disturbance and at other side new half rotten dung is spread and sprayed with the water. Now both the new and ready compost end is keep in contact of each other. Now the earthworm will move to new dung and keep composting. This is very safe method.
  2. if pit is of 12*4*2 feet size with the holed wall then fill the dung and earthworm one pit and spread dung only in other part of the pit when the composting complete in one pit the earthworm will move to one part of the pot to other portion. Keep spraying water in both the portion of the pit.
  • Now the separated fully made compost is kept in the gunny bag or may be used in crop cultivation.
  •  After five-six month or further the quantity of the earthworm increases many times more so this extra quantity of earthworm may be used in the other pit or may be sold to others farmer. By this farmer can earn money by selling the earthworm and vermi compost to the other farmers.
  • Taking  or move earthworm from one place to other place- to this keep the earthworm in a small size bag which should not have any hole or plastic crate with some amount of compost. The entire earthworm will go inside the compost. The amount of the compost should be as the earthworm should not be seen out. They should move completely inside the compost. Spray some quantity of water over the compost. Now they can be taken from one place to others without any problem. They will not move outside the bag or plastic crate. They remain in the compost only. So transportation is also easy. The height of heap of compost and earthworm should not be more than one 1-1.5 feet. They should be proper aeration in the bag. The mouth of the bag should be opened.
  • Vermi-Wash- when the pit of the vermicompost is made of brick and cement then bottom of one corner of the pit a small size hole with pipe is kept so that the excess water comes out from the pit this water is collected in the pot. This is called vermi- wash and is used for spraying in the crop. It works as nutrient supplier to plant and give good result.
  • In one year 6-7 times compost is made. One pit will full fill fertilizer requirement of one acre. In one year the quantity made by earthworm is 30-40 quintal.
  • Composition of Vermi compost-
  • Nitrogen- 2-3 %
  • Phosphorus- 1-2 %
  • Potash- 1-2 %
  • And other micronutrients.
  • It’s mean in 2 kg nitrogen, 1 kilogram Phosphorus and 1 kilogram Potash in 100 kg vermicompost.
  • If we assume that in one year the quantity vermin compost made is 30 quintal.
  • Then in this vermi compost amount of nutrient will be-
  • Nitrogen- 60 kilogram.
  • Phophorus- 30 kilogram,
  • Potash – 30 kilogram.

Income Tax Return in Agriculture

Income Tax Return in   Agriculture.

Income Tax Return.

What is income tax return-

Whatever we earn in one financial year is income to us. In case of salary based employee, whatever he earn in a financial year is income in which the amount is deducted which is exempted or tax free from the total income. After deducting this amount(Expenses or savings) the remaining income is taxable. there are so many exemption money which can be asked from a chartered accountant or may be searched on google.

But in case of farmer and a business men whatever he earn in one financial year is income to him. In this total income the expenses in business or in cultivation in crop or other agriculture work and the other exemption like a employee, same exempted amounts are deducted from the total income. Now the remaining amount is taxable. But in case of farmer whatever the income of the farmer from the agriculture is tax free besides registered agriculture business, income from these registered businesses is taxable.

Income tax for farmer- the farmer whatever he earn from the agriculture by cultivating the land or by growing the crop is fully tax free, so the farmer should not worry about the income tax.

Then by Income tax return- there is no tax on the income of the farmer then he should think why he should file the income tax return. But if a farmer access his income by the help of chartered accountant, it will be very useful to the farmers in many way.

By filling the income tax return farmer makes a written and proved record of the income. This record will help the farmer at the time of applying for the loan in the bank. Most of the farmer knows that when they apply for the loan in the bank. the bank refused to give loan to them . but if a farmer is filling the income tax return every year then this record of his income will help the farmer in taking loan from the bank without any hurdle.

That why the income tax return filling for the farmer is essential.

sometime farmer establish a small business at his field like Poultry, Pisci culture, Dairy or Seed Production at small level. Registration of these small business are not necessary. when farmer is doing these businesses from a long time and he has well knowledge about these businesses. he also know how much is the profit in this kind of business and he also earning profit from these. Now his desire will be that business has more local demand so this business should be done at some large scale so he will need the loan. Then if a farmer has the income record by filling income tax return he will get loan easily from the bank. Now a days young, well educated new generation is coming in agriculture they want to use new technique like poly house, hydroponics, seed production, new machinery etc. so they want a some big amount of the money. Because agriculture is business which require investment.

Rate of interest of the loan in the bank is very low for the farmer in comparison to employed person.

The income tax return filling is very easy for this search a chartered Account in your nearby city he will file your income tax return easily. the charges for this is very low 500-1000 Rs/person. To file the income tax return farmer will have to give the bill of his input(fertilizer, seed, Pesticides,Machinery or animal food etc.) and other thing  purchased by him at time of cultivation of crop or in other agriculture work. other expenses detail should be given.


Package of Practices for Chickpea.

Package of Practices for Chickpea.

Cultivation of Chickpea-

The chickpea is known by so many names in India like Bengal gram or gram or chana etc.Its botanical name is Cicer arietinum and the family is Luguminoceae or fabaceae.Chickpea is major  Rabi season leguminous crop. Which is grown mostly in semi dry areas? There are so many uses of the chickpea so its cultivation is done in many areas. It may be used as pulse, flour, or in making sweets, its green leaves are used in vegetable and its green grain used in eating, its roasted grain is also eaten.
  • Soil & Preparation of Land-
  • The chickpea can be sown in loamy to medium soil. Plough the land two three times and level the land.Now the land is ready for sowing
  • Time of sowing- it can be sown middle of the September to end of October.
  • Method of sowing- Sowing is done in line by use of bull or tractor operated seed drill. So that it will be very easy to control weed in the crop in comparison to broadcasting sowing.
  • Seed treatment- The most important disease in the chickpea is wilt due to this the plant dried fully and the yield is reduced to a maximum level. To control the wilt. The seed should be treated with carbendazim at the rate of 2 gm/kg of seed. For example 100 kg seed is being used for sowing one hectare then 200 gram carbendazim fungicide should be mixed with the seed for the seed treatment.
  • To control insect in the chickpea the seed should be treated with thiomethoxzam 70WP @ 3gm/kg of seed.
  • For nutrient the chickpea seed should be treated with Rhizobium and PSB @ 10 gm/kg of seed.
  • The chickpea is a pulse crop. In root of the chickpea, a bacteria is found which convert the atmospheric nitrogen to available nitrogen to the plant. So these rhizobium bacteria provide nitrogen nutrient to the plant. That why seed treatment is done by the Rhizobium culture .So there is no need to give fertilizers in standing crop. Chickpea crop need fertilizer up to sometime of the growth after sowing the seed.
  • And the PSB ( Phosphorus Solubilizing Bacterium) culture is used to provide Soil Phosphorus available to the plant for its growth.
  • Distance for sowing- plant to plant and row to row distance-
  • The distance is kept 30*10 cm*cm means row to row 30 cm and plant to plant 10 cm.
  • In case of Kabuli chana the distance should be 45*10 cm*cm
  • Seed Rate- for the small grain varieties- example- JG-130, JG-74 JG-3222, JG-12, JG-16, JG-63 the seed rate is 65-75 Kg/Ha.
  • For the medium size chickpea varieties example- jaki-9218, vishal. For these varieties the seed rate is 75-80 kg/ha.
  • For the Kabuli chickpea varieties example- JGK-1, JGK-2 and JGK-3. For these varieties the seed rate is 100 kg/ha.
  • Manure & Fertilizers-
  • Farm yard Manure (well rotten dung manure) should be used at the rate of 6-10 t/acre in the field 15 days before sowing.
  • At the time of sowing 8 kg/ha nitrogen and 32 kg/ha phosphorus should be applied in the field.
  • 8 kg/sulphar or 50 kg/ha zipsum can be used at the time of sowing for better yield.
  • Varieties of the chickpea-
Yield (q/ha)
Early variety
JAKI 9218
Early variety
Well suited to dry area
Tolerant to wilt
Wilt resistant
Wilt resistant
Late Variety, resistant to wilt
Most famous, wilt resistant
Variety of Kabuli chickpea
Bold Grain Varieties
Yield (q/h)
Late variety
Early variety
Test weight is good
  • Weeding- in chickpea the weeding may be done manually by the help of khurpi or Dora.
  • In case of chemical control the pendimethylene 3 L/ha or Alachlor @ 300 ml/ha can be used as pre emergence weedicide (pre-emergence- spray the weedicide after sowing within 1-3 days before the germination of chickpea).
  • Irrigation- if only one irrigation is available then the irrigation should be given before the flowering, 45-60 days after of sowing.
  • If two irrigation is available then first irrigation should be done before the flowering and second irrigation should be done after podding at the time of grain filling stage.
  • Topping- to take better growth in the chickpea the top of the chickpea plant should be cut after 30-40 days after sowing. It will profuse the the branching and fruiting will be higher.
  • Insect control-
  • Mostly in the chickpea the following insect damage the crop-
  • Pod Borer – This is the most dangerous insect in crop it damage the pod at the time of grain formation because the grain is green, sweet and tender at this time so can be eaten by the larva of the insect. the larva of the insect insert in the pod and damage the grain severely. this can be control by the use of Methomyl 40%SP @ 300-400 gm/acre.
  • Emamectin Benzoate 5% SG@ 100 gm/ acre can be used.
  • In case of heavy damage in the crop the chlorantraniliprole 18.5%SC (Coragen -DuPont Company) and cover (Dhanuka Company) @ 50 ml. /acre can be used.
  • These insecticide may be used as per of the infestation of the pod borer insect.
  •  Cutting, Threshing and Storage of Chickpea- when entire the leaves become yellow brown then harvesting is done. Keep the crop for some time in the field. After some time threshing is done either by bull or by threshing machine. Take care at the time of storage; it is damage by the storage insect so much.
  • Its rate are good and its straw is eaten by animal with so much interest. And crop is also sale at good rate.

Seed Production Business

“Seed Production”

Seed Production is a very important thing in the cultivation of the crops. The farmers can produced the certified seed easily. Here I am giving the full detail how the farmer can produce seed and how they can sale it to others and can make a huge profit.

Seed production is just like the production of the crops as the farmers are growing from a long time. The procedure of the crop production is well known by the farmers. There is a very small different in crop production and seed production. They have to make a small change in Growing the crops under this they will have do registration and have to follow  some government rule and the other procedure are same like crop production.

  • Seed- We all knows the seed is a very important input in the crop cultivation.
  • If farmers have the best quality seed than their crops will also be excellent.
  • When farmer is growing crops why he cannot produce the seed or can do a seed business.
  • We all know the cost of the seed is much higher than the produce of the farmer. For example the rate of farmer produce like wheat is 1500-1600 Rs. /Quintal and the rate of wheat seed is 3200-3400 Rs/Quintal. So business of the seed production is most beneficial to the farmers.

 Farmers should think about it.

  • Formation of the society– there are so many ways using them farmer can produce seed easily but most convenient way is formation of the society for the seed production. It is the medium size organization under which farmers can start seed production.
  • To make a society, make a group of 21 people or more than 21 people. Among these people select one person as chairmen and other one as secretary.
  • Now give a name of the society as you like… After that collect the document of the farmers and resister the institute as society in the office of the society registrar.
  • Now search a chartered Accountant (CA) in the district. The CA will register your farm as society and he will also register the society in GST also.
  • After the registration open a current account in the bank.
  • Seed License – after this go to the agriculture department with the document and fees of the license and apply for the seed license. The agriculture department will give the seed license for selling of the seed.
  • After that search a seed grading plant in your district. Mostly in each district there is a grading plant. If not found search the list of registered grading plant online on the website of seed certification agency of your state.
  • Make an agreement with them and take permission for grading of the seed.
  • After this decide the quantity of the seed which have to produced.
  • It should not be much less or too high. But it should produce some benefit to the farm/society in first year.
  • Registration for the seed certification-
  • Now search seed certification officer/seed inspector of your area/district.
  • This may be asked to the agriculture department of district or may be found online because in all state there is seed certification agency. Search it there and take the contact number and call to them to find the seed inspector of your area.
  • After that collect the document and fees of certification and register the document for seed certification by the help of seed certification officer.
  • After registration purchase the Foundation seed as per requirement.
  • Sowing of seed is done in the field.
  • During the crop growth the seed inspector will come to inspect the crop for 3-4 times.
  • Follow the instruction of seed inspector.
  • Threshing, storage and Sampling and bagging – Cut the crop and after threshing store it in the godown.
  • The seed inspector will collect the seed sample for testing the moisture percentage, purity percentage, GOT test etc.
  • The testing report will come after that certification tag is provided to society.
  • Now the farmer will have to done grading the seed at grading machine.
  • Now the farmers can fill the bag with certification tag in prescribed quantity.
  • Now this is ready to sale.

Sale of the seed – Now the member of the society can sale their seed to others farmers. Or they may sale their produce by the shop.

  • They can also supply the seed to agriculture department of their district.
  • Subsidy for seed Production – For the seed production government also provide subsidy. For this the society member can contact to the agriculture department.
  • If the society wants to produce seed in more quantity then they can contact to government seed production agency which every year give a requirement of seed. They need a large quantity every year. Society can produce seed to them in large quantity.
  • Loan for the seed Production – society can keep its seed in the registered godown, on the receipt of the godown the bank also provide loan to the farmer at low rate of interest.
  • If society is filling income tax return for previous three year on the basis of that the bank can also give loan to the society for seed production.
  • Special Note- before the starting the business of seed production the one or two member of the society should take training of seed production. There are so many places where they can take the training.
  • And most efficient way is to take a job in some old society which are already producing seed from a long time and deeply watch the procedure of the seed production.
  • It is business which will be very successful there is a no chance of decreasing the demand of the seed.




Cultivation of Aloevera

Cultivation of Aloevera,

Aloevera Farming,


Use- this is use in cosmetics and medicines.

This is perennial plant.

Soil and Land preparation.-This may be grown in normal productive land. The land for cultivation of Aloevera should be well drained; water logging should not be in the soil. For preparation of land cultivate the land 2-4 times by cultivator.

15 day before the sowing mix the well rotten farm yard manure/compost in the land @ 40-50 Quintal/Acre. At the time of sowing mixes 25 Kg/Acre nitrogen, 25 kg/Acre phosphorus and 25 kg/Acre potash.

Sowing time- if irrigation facility is available the cultivation may be done in any season and mostly in the rainy season in month of July the Planting of aloevera is done.

Planting Space- planting may be done at 1.5*1.5 or 2*2 or 1-1.5*2 feet distance from row to row and plant to plant.

Planting Material- this is grown by the suckers/rhizome. It may be taken from the farmer who is doing the farming of aloevera already.

Cost of Suckers-

The cost of planting material is 2-3 Rs. /Sucker

In one acre generally 12-15 thousand plant are sown so the cost of planting material is 12000*3=36000 Rs/Acre.

Irrigation- after the planting this crop need very less water. If farmer uses drip Irrigation then there no more need of take care.

Manage timely weed control in the crop.

After 12-14 month the crop is ready for harvesting. In this leaves are harvested.

If one plant gives 3-4 kg leaves/plant then the yield will be 12000*3= 36000 kg.

And one kg leaves is sold @ 5Rs. /Kg.

Then the income from one Acre is

36000*5= 180000 Rs.

After one harvesting 3-4 cutting /year is done because it is perennial crop

So farmer can get more income from one time planting for long duration.

And it will give more income to the farmer at one time planting.

This crop is most benefit giving crop which demand is increasing day by dayt. the cultivation of this crop can be done in normal soil. This crop not required much more nutrients for the growth. Cultivation of this crop is easy there is no specific requirement for this. NO need of take care more. this is not damaged by the animal to may be grown in any area but the regular supervision  is needed.

once the crop is grown then after sometime the suckers come out from the root which can be grown to expend the area of crop free of cost. This suckers may also be sold to the others farmers near to you and to others, and earning may be done. if this crop is grown regularly and the farmer has arranged the selling of the aloevera then it will give the maximum return the farmers.

there are so many company which purchase the aloevera leaves at large quantity. the farmer may contact to them by searching these companies on internet. there are some company which provide the sowing material to farmer and after the crop production they purchase back. they also make contract with the farmers. if farmer think he have no idea or sowing the crop first time he make a contract with these companies. some time the farmers can establish the juice or sap extracting factory and can sale the sap of the aloevera to the company it will give higher return to the farmer.

 एलोवेरा की खेती

घृतकुमारी की खेती

ग्वारपाठा की खेती

उपयोग- यह प्रसाधन/सोन्दर्य व् आयुर्वेदिक दवाओ के लिए इस्तेमाल किया जाता है.

यह एक बहुवर्षीय पौधा है .

भूमि व् भूमि की तैयारी- इसके लिए ज्यादा उपजाऊ जमीन की जरूरत नहीं है साधारण उत्पादन वाली भूमि में इसका आसानी से उत्पादन कर सकते है, सिर्फ भूमि में पानी नहीं भरना चाहिए जल निकास की उचित व्यवस्था करे, इसकी भूमि की तैयारी की 2-3 बार कल्टीवेटर से जुटी करे व् बुबाई से 15 दिन पूर्व 40-50 क्विंटल/एकड़  अच्छी सडी हुई गोवर की खाद डाले व् 25 किग्रा/एकड़  नाइट्रोजन 25 किग्रा/एकड़  फास्पोरस व् 25 किग्रा/एकड़  पोटाश बुबाई के समय डाले,

बुबाई- अगर पानी की व्यवस्था है तो किसी भी मौसम में बुवाई कर सकते है, ज्यादातर बारिश के समय जुलाई महीने में रोपड़ किया जाता है.

बुवाई में दूरी- इसको 1.5*1.5 या 2*2 या 2*1-1.5 फीट की पेड़ से पेड़ की दूरी व् लाईन से लाईन की दूरी पर लगाये.

रोप- इसकी बुवाई सकर/राइजोम से की जाती है जो आपको उस व्यक्ति से लेने  पड़ेंगे जो पहले से एलोवेरा के खेती कर रहा है,

इसकी कीमत लगभग 2-3 रुपये/सकर/रोप रहती है.

एक एकड़ में 12-15 हजार सकर लगेंगे जिसकी कीमत लगभग 36000 (12000*3) रुपये हो जाएँगी.

बुबाई करने के बाद इसको बहुत ही कम पानी की जरूरत रहती है यदि इसमें ड्रिप सिस्टम से सिंचाई करेंगे तो ज्यादा देखभाल की जरूरत नहीं पड़ेंगी.

समय पर खरपतवार को निकल दे.

इसमें रोग व् कीड़े भी बहुत ही कम या न के बराबर आते है.

12-14 महीने बाद ये तुड़ाई के लिए तैयार हो जाते है पत्तियो की तुड़ाई करके बेच दे.

अगर एक पेड़ से 3-4 किग्रा पत्ती निकलती है तथा 5 रुपये/किग्रा बिकती है तो

12000*3 = 36000 किग्रा

आय 36000*5= 180000 रुपये

इसके बाद एक साल में 3-4 बार तुड़ाई होगी जिसकी आय अतिरिक्त होगी इसलिए एलोवेरा की खेती बहुत ही फायदेमंद है.

इसकी सेल करने के लिए आप एलोवेरा खरीदने वाली कंपनी से सीधा संपर्क कर सकते है.

या लोग या संस्था है जो एलोवेरा की खेती का प्रशिक्षण करते है व् किसानो से एलोवेरा खरीदते भी है.




Direct Benefit Transfer in Agriculture


  • Direct Benefit Transfer in Agriculture-

  • This is the government schemes in the agriculture and allied department that the whatever input given to the farmer in the subsidy. the amount of the subsidy will come in the account of the farmers.
  • for example if farmers the farmer is selected for the demonstration then the farmer will purchase the all the input according to the decided budget and after purchasing and sowing the field according to the prescribed procedure then the cost of the input will be given in the account of the farmer after submitting the bill in the department. same will be followed in others.
  • Farmers are provided agriculture input (fertilizers, pesticides, seed and machinery etc.) at subsidy so that their cost of cultivation can be reduced and they can earn more.
  • Subsidy on the agriculture will encourage the farmers to purchase new machinery and input the field so that their production can be increased. The subsidy in provided by all department like agriculture, horticulture, fisheries, animal husbandry etc. department. So farmer can contact to these department as per their requirement.
  • Why DBT
  • Earlier the inputs come in the department sometime it’s come at delayed.
  • Government has to bear extra cost of fare and go-down.
  • The inputs are not as good as farmer needs
  • Their quality is always suspected.
  • Farmer need is different the items come is the department is different.
  • Earlier farmer have to apply offline in the department so they get late in purchasing the item.
  • Sometime the budget is allotted as per requirement but the item demand is not coming then higher authority can change the budget allocation in the item which require more by the farmers.


  • How much subsidy on which item will be given to the farmer will be decided earlier.
  • Farmer will be benefited first come first get basis.
  • In this the subsidy money will come in the account of the farmers.
  • To take benefit of subsidy, farmers will have to register online on the departmental website.
  • And where the registration is offline farmer will be given benefit on the basis of first come first get basis.
  • Procedure of DBT-
  • After the registration, the permission for purchase will come, after that the farmer can purchase the item which he has registered earlier.
  • After that the bill of the item and other document will be deposited in the related department.
  • Farmer will have to pay full amount of the item and can purchased the item.
  • Farmer will have to purchase the item from the registered shop which has GST Number also.
  • The physical verification- in this the officer of the department will come for verification the item it has been purchased or not. And he will summit the verification report in department with the bill of item and document of the farmer.
  • After sometime the subsidy amount will come in the account of the farmer.
  • For example the cost of the 3 sprinkler and 21 pipes are 18500 so the farmer will have to purchase this item by paying 18500 rupees to dealer, and the subsidy on sprinkler is 12000 then after the physical verification and submitting the document in department, the subsidy amount of 12000 will come in the account of the farmer.
  • Document for the registration-
  • For the registration required the following document-
  • Identity card- Aadhar Card.
  • Bank passbook photocopy.
  • Khata khasra( document of the land)
  • Farmer passport size photo.
  • Caste certificate ( in case of SC & ST)
  • Benefit for the farmers-
  • By this method the farmers can get subsidy on agriculture input.
  • The quality of the input will be as per the need of the farmers.
  • There will be no suspense on the amount of the subsidy.
  • This DBT is applicable in all states.
  • The land is on the name of farmer the document will be required of the same person.
  • For example the land is on the name of ramlal singh then the all the document must be of Ramlal.

In all the state there is a website where farmers have to register   to take benefit of the subsidy.

To know the name of the website farmer can contact to the agriculture or related department from where he want to take benefit of subsidy.

They may also call to kisan call centre number 18001801551 of their state.

They can ask the cyber cafes where they have the knowledge about the agriculture schemes.

Farmers can search agriculture website by searching on Google.

There are some schemes- Rashtriya Krishi Vikas Yojana (RKVY).,

National food security mission9 (NFSM),

National Horticulture Mission (NHM)

These are the big schemes in the agriculture and allied.

This is running entire the country.

Under these schemes the subsidy is provided to the farmers.

So farmers can take benefit of these schemes.

Under these schemes the farmer can take – spray pump, sprinkler, drip irrigation system, seed drill, thresher, diesel motor, diesel engine, rotavator, laser land leveler and other implement which required for the agriculture purpose.

Under these schemes small to big machinery may be taken by the farmers.

New and innovative machinery can be purchased under these schemes.

In madhyapradesh the website name is ( for the agriculture machinery and equipment) ( for the horticulture Schemes)

For more information you can search our youtube channel –


This channel may be searched on Google too.



Improved method Cultivation of Wheat

Cultivation of wheat

Preparation of Land– Plough land two three times by plough. If land has soil clod then rotavator should be used and leveling should be done.

Seed rate– For timely sown variety- 90-100 kg./ha. And for late sown  variety 125 kg/ha.

Spacing-  20-23 cm* 5 cm. row to row and plant to plant.

Sowing time- For early sowing variety- 20 October to 10 November.

For timely sown variety- 10 to 25 November.

For late sown variety – upto 31 December.

HI-1500( Amrita), HI-1531(Harshita), HD-2987(pusa bahar, JW-3020, JW-3173, JW-3211, JW-3269

MP- 3288, DBW-110, HI-1418(naveen chandosi),HI-1479(Swarna), JW-1201, JW-273, JW-322

JW-366, HI-1544(Purna), MP-4010, JW-1202, JW-1203, HD-2932(pusa 111), MP-3336, Raj-4238

HI-8498(malvashakti), MPO-1106(Shudha), MPO-1215, HI-8663(Poshan), HI-8713(Pusa mangal)

HI-8737(Pusa anamol)

Weeding- This may be done manually by the help of Khurpi. Chemical weedicides may be used. For narrow leaves weed sulphosulfuron or chlodinophop or Phenoxyprop methyl may be used and for broad leaves Metasulphuron methyl can be used. There are so many weedicides in the market but purchase weedicide of branded company only. And use as per their recommendation.

Irrigation– If there only one irrigation is available then irrigation should be given be at 21 days after sowing at crown root initiation. If two irrigation is available then first irrigation should be given at 30-45 days and second at 60-70 days after sowing. If three irrigation are available then first irrigation should be given at 20-25 days , second irrigation at 50-55 days and third irrigation at 85-90 days after sowing.

If sufficient water is available then every 20-22 days after irrigation should be given to wheat field.

Control of insect Pest-

Termite- this insect damage the crop and damage the root of the wheat due to which the crop dries. So there is a loss in production.

  1. Mixed the plant/crop residue in the soil by soil turning plough and keep clean the field.
  2. Make a pit of 1 m two feet deep and in this pour the fresh dung. After some time the termite comes on the dung, now chlorpyriphos 40 ml/pump with 15 Liter of water spray on the dung. Entire termite will die.
  3. mix the chlorpyriphos in dust or dung and spread it in the field and give irrigation to control the termite.

Control of Diseases in Wheat-

Smut- in this disease the grain in the ear will fill the dark or brown color powder. Due to which the yield of wheat become lower.

Treatment- Treat the seed with vitavex 3 gram/kg of seed.

Rust- This is three types which affect the stem and leaves and make a loss in the yield.

Control- Spray Carbendazim 30 ml/15 liters of water/pump.

Agriculture Technology Management Agency.


Krishi Takiniki Prabandhan Agency

This is a central government sponsored scheme which is controlled  by agriculture department of all states and union territories of India. This is the schemes which is fully designed for the extension of the agriculture among the farmers. And this project is doing excellent job in agriculture. this project is fully engaged in dissemination of the information by different method. This is working not only working in the agriculture but also they are for the others thing related to the farmers like poultry, Pisciculture, sericulture , Horticulture, animal husbandry, veterinary etc.


  • Extension of agriculture innovative techniques and research done by research centres, krishi vigyan kendre agriculture universities  etc. among by farmer by the use of different extension tools and methods.

ATMA Man force Network in District

  • Project Director Atma (one Post)at district level
  • Deputy Project Director atma ( 2 Posts) at district level
  • Block Technology Manager (one Post) at Block Level
  • Assistant Technology Manager ( three Post ) at block level)
  • Kisan Mitra/Didi/ farmer Friend at village level ( one farmer Friend/didi will be within two village.
  • Tool of Extension of Techniques
  • Training Trainings are organized at village, Block, District, within State and out of State level to train the farmer about the agriculture Techniques. and provide information about the agriculture or crop production.
  • Tours-
  • Tours are organized at District, within State and out of State level to the farmer to expose the Agriculture Techniques live for 3, 5 or 10 days. Farmers are visited to agriculture KVK, institutes and universities etc. and see the new or innovative technique by face to face and may ask their question from the scientist to understand well.
  • Demonstration
  • In this inputs are provided for the farmer according the demonstrations.
  • The demonstration may in fisheries, crop production, bee keeping and others.
  • In these, new techniques, new breed, new packages of practices of production are demonstrated at the farmer fields.
  • so that farmers can understand the method of production.
  • by seeing this demonstration others farmers can use this technique at their own field to take higher yield.
  • in this all the input of one acre like full dose of fertilizer, seed, seed treatment material, and crop protection material is provided to the farmers.
  • Now the money is provided in limited quantity as per requirement of one acre in their account and farmer can purchase the input as per his need.
  • Front Line Demonstration
  • In this demonstration, new or best agriculture techniques are demonstrated on farmer field in supervision of agriculture scientists. and different parameters are recorded by the scientists.
  • Farmer Sanghoshthi
  • This is done at village, Block and District level.
  • In this the scientists give information related to crop production, fisheries, animal husbandry, dairy etc according to farmer demand and need.
  • Farmers participate in this and use the told information in their farming.
  • Capacity Building Training
  • In this training, farmer get training of business related to agriculture e.g. – dairy, bee keeping, seed production, organic farming, poultry.
  • And farmers are encouraged to make self help group so that they can setup their agriculture business at village level.
  • Innovation
  • In this new machinery, new crop, new equipments, new technique are provided to the group of farmer, societies, Farmer Producers Companies or for individual farmers. New techniques are introduced in the working area by the innovation. for example the farmers want to sown the crop in plastic mulching then the limited  farmers are provided mulching machine.
  • Seed money
  • In this some money is provided to Self Help Group so that by using this money farmers can grow the crops or others by using this.
  • To get  seed money, documents of the meeting, name the of the group member their group account number etc are submitted in the office of BTM at the Block office with the application for seed money. the district staff choose the according some criteria on basis of running status of the group
  • Farmer and Group Award
  • In this  award money and certificate are given to farmer and groups, which are doing something excellent in agriculture, animal husbandry, dairy, horticulture etc. This is given every year at Block, District and State Level. in this farmers will have to apply with the photo graph, photocopy of input bills and others tour or training certificate.
  • Farmer Fare
  • This is organized at District level every year
  • In this Government Department and Private Companies related to farmer, display their schemes, agriculture inputs (seed, pesticides, farm machinery, Fertilizer etc.)  and  their product in the stall to the farmers.
  • And the scientists are invited to give technical knowledge to the farmers.
  • Farmer Friend
  • One farmer friend is appointed for two villages.
  • Farmer friend disseminate the information given to him by ATMA staff and by training, among the farmers.
  • He also assists to ATMA staff in organizing training and schemes in the village.
  • so all the farmers are requested to take benefit of this project and it is running in all state, no matter where you live. So to take benefit of this schemes, contact to Block Technology manager of the your Block or Farmer Friend ( kisan Mitra) of your Village.