Seed Production Business

“Seed Production”

Seed Production is a very important thing in the cultivation of the crops. The farmers can produced the certified seed easily. Here I am giving the full detail how the farmer can produce seed and how they can sale it to others and can make a huge profit.

Seed production is just like the production of the crops as the farmers are growing from a long time. The procedure of the crop production is well known by the farmers. There is a very small different in crop production and seed production. They have to make a small change in Growing the crops under this they will have do registration and have to follow  some government rule and the other procedure are same like crop production.

  • Seed- We all knows the seed is a very important input in the crop cultivation.
  • If farmers have the best quality seed than their crops will also be excellent.
  • When farmer is growing crops why he cannot produce the seed or can do a seed business.
  • We all know the cost of the seed is much higher than the produce of the farmer. For example the rate of farmer produce like wheat is 1500-1600 Rs. /Quintal and the rate of wheat seed is 3200-3400 Rs/Quintal. So business of the seed production is most beneficial to the farmers.

 Farmers should think about it.

  • Formation of the society– there are so many ways using them farmer can produce seed easily but most convenient way is formation of the society for the seed production. It is the medium size organization under which farmers can start seed production.
  • To make a society, make a group of 21 people or more than 21 people. Among these people select one person as chairmen and other one as secretary.
  • Now give a name of the society as you like… After that collect the document of the farmers and resister the institute as society in the office of the society registrar.
  • Now search a chartered Accountant (CA) in the district. The CA will register your farm as society and he will also register the society in GST also.
  • After the registration open a current account in the bank.
  • Seed License – after this go to the agriculture department with the document and fees of the license and apply for the seed license. The agriculture department will give the seed license for selling of the seed.
  • After that search a seed grading plant in your district. Mostly in each district there is a grading plant. If not found search the list of registered grading plant online on the website of seed certification agency of your state.
  • Make an agreement with them and take permission for grading of the seed.
  • After this decide the quantity of the seed which have to produced.
  • It should not be much less or too high. But it should produce some benefit to the farm/society in first year.
  • Registration for the seed certification-
  • Now search seed certification officer/seed inspector of your area/district.
  • This may be asked to the agriculture department of district or may be found online because in all state there is seed certification agency. Search it there and take the contact number and call to them to find the seed inspector of your area.
  • After that collect the document and fees of certification and register the document for seed certification by the help of seed certification officer.
  • After registration purchase the Foundation seed as per requirement.
  • Sowing of seed is done in the field.
  • During the crop growth the seed inspector will come to inspect the crop for 3-4 times.
  • Follow the instruction of seed inspector.
  • Threshing, storage and Sampling and bagging – Cut the crop and after threshing store it in the godown.
  • The seed inspector will collect the seed sample for testing the moisture percentage, purity percentage, GOT test etc.
  • The testing report will come after that certification tag is provided to society.
  • Now the farmer will have to done grading the seed at grading machine.
  • Now the farmers can fill the bag with certification tag in prescribed quantity.
  • Now this is ready to sale.

Sale of the seed – Now the member of the society can sale their seed to others farmers. Or they may sale their produce by the shop.

  • They can also supply the seed to agriculture department of their district.
  • Subsidy for seed Production – For the seed production government also provide subsidy. For this the society member can contact to the agriculture department.
  • If the society wants to produce seed in more quantity then they can contact to government seed production agency which every year give a requirement of seed. They need a large quantity every year. Society can produce seed to them in large quantity.
  • Loan for the seed Production – society can keep its seed in the registered godown, on the receipt of the godown the bank also provide loan to the farmer at low rate of interest.
  • If society is filling income tax return for previous three year on the basis of that the bank can also give loan to the society for seed production.
  • Special Note- before the starting the business of seed production the one or two member of the society should take training of seed production. There are so many places where they can take the training.
  • And most efficient way is to take a job in some old society which are already producing seed from a long time and deeply watch the procedure of the seed production.
  • It is business which will be very successful there is a no chance of decreasing the demand of the seed.




Cultivation of Aloevera

Cultivation of Aloevera,

Aloevera Farming,


Use- this is use in cosmetics and medicines.

This is perennial plant.

Soil and Land preparation.-This may be grown in normal productive land. The land for cultivation of Aloevera should be well drained; water logging should not be in the soil. For preparation of land cultivate the land 2-4 times by cultivator.

15 day before the sowing mix the well rotten farm yard manure/compost in the land @ 40-50 Quintal/Acre. At the time of sowing mixes 25 Kg/Acre nitrogen, 25 kg/Acre phosphorus and 25 kg/Acre potash.

Sowing time- if irrigation facility is available the cultivation may be done in any season and mostly in the rainy season in month of July the Planting of aloevera is done.

Planting Space- planting may be done at 1.5*1.5 or 2*2 or 1-1.5*2 feet distance from row to row and plant to plant.

Planting Material- this is grown by the suckers/rhizome. It may be taken from the farmer who is doing the farming of aloevera already.

Cost of Suckers-

The cost of planting material is 2-3 Rs. /Sucker

In one acre generally 12-15 thousand plant are sown so the cost of planting material is 12000*3=36000 Rs/Acre.

Irrigation- after the planting this crop need very less water. If farmer uses drip Irrigation then there no more need of take care.

Manage timely weed control in the crop.

After 12-14 month the crop is ready for harvesting. In this leaves are harvested.

If one plant gives 3-4 kg leaves/plant then the yield will be 12000*3= 36000 kg.

And one kg leaves is sold @ 5Rs. /Kg.

Then the income from one Acre is

36000*5= 180000 Rs.

After one harvesting 3-4 cutting /year is done because it is perennial crop

So farmer can get more income from one time planting for long duration.

And it will give more income to the farmer at one time planting.

This crop is most benefit giving crop which demand is increasing day by dayt. the cultivation of this crop can be done in normal soil. This crop not required much more nutrients for the growth. Cultivation of this crop is easy there is no specific requirement for this. NO need of take care more. this is not damaged by the animal to may be grown in any area but the regular supervision  is needed.

once the crop is grown then after sometime the suckers come out from the root which can be grown to expend the area of crop free of cost. This suckers may also be sold to the others farmers near to you and to others, and earning may be done. if this crop is grown regularly and the farmer has arranged the selling of the aloevera then it will give the maximum return the farmers.

there are so many company which purchase the aloevera leaves at large quantity. the farmer may contact to them by searching these companies on internet. there are some company which provide the sowing material to farmer and after the crop production they purchase back. they also make contract with the farmers. if farmer think he have no idea or sowing the crop first time he make a contract with these companies. some time the farmers can establish the juice or sap extracting factory and can sale the sap of the aloevera to the company it will give higher return to the farmer.

 एलोवेरा की खेती

घृतकुमारी की खेती

ग्वारपाठा की खेती

उपयोग- यह प्रसाधन/सोन्दर्य व् आयुर्वेदिक दवाओ के लिए इस्तेमाल किया जाता है.

यह एक बहुवर्षीय पौधा है .

भूमि व् भूमि की तैयारी- इसके लिए ज्यादा उपजाऊ जमीन की जरूरत नहीं है साधारण उत्पादन वाली भूमि में इसका आसानी से उत्पादन कर सकते है, सिर्फ भूमि में पानी नहीं भरना चाहिए जल निकास की उचित व्यवस्था करे, इसकी भूमि की तैयारी की 2-3 बार कल्टीवेटर से जुटी करे व् बुबाई से 15 दिन पूर्व 40-50 क्विंटल/एकड़  अच्छी सडी हुई गोवर की खाद डाले व् 25 किग्रा/एकड़  नाइट्रोजन 25 किग्रा/एकड़  फास्पोरस व् 25 किग्रा/एकड़  पोटाश बुबाई के समय डाले,

बुबाई- अगर पानी की व्यवस्था है तो किसी भी मौसम में बुवाई कर सकते है, ज्यादातर बारिश के समय जुलाई महीने में रोपड़ किया जाता है.

बुवाई में दूरी- इसको 1.5*1.5 या 2*2 या 2*1-1.5 फीट की पेड़ से पेड़ की दूरी व् लाईन से लाईन की दूरी पर लगाये.

रोप- इसकी बुवाई सकर/राइजोम से की जाती है जो आपको उस व्यक्ति से लेने  पड़ेंगे जो पहले से एलोवेरा के खेती कर रहा है,

इसकी कीमत लगभग 2-3 रुपये/सकर/रोप रहती है.

एक एकड़ में 12-15 हजार सकर लगेंगे जिसकी कीमत लगभग 36000 (12000*3) रुपये हो जाएँगी.

बुबाई करने के बाद इसको बहुत ही कम पानी की जरूरत रहती है यदि इसमें ड्रिप सिस्टम से सिंचाई करेंगे तो ज्यादा देखभाल की जरूरत नहीं पड़ेंगी.

समय पर खरपतवार को निकल दे.

इसमें रोग व् कीड़े भी बहुत ही कम या न के बराबर आते है.

12-14 महीने बाद ये तुड़ाई के लिए तैयार हो जाते है पत्तियो की तुड़ाई करके बेच दे.

अगर एक पेड़ से 3-4 किग्रा पत्ती निकलती है तथा 5 रुपये/किग्रा बिकती है तो

12000*3 = 36000 किग्रा

आय 36000*5= 180000 रुपये

इसके बाद एक साल में 3-4 बार तुड़ाई होगी जिसकी आय अतिरिक्त होगी इसलिए एलोवेरा की खेती बहुत ही फायदेमंद है.

इसकी सेल करने के लिए आप एलोवेरा खरीदने वाली कंपनी से सीधा संपर्क कर सकते है.

या लोग या संस्था है जो एलोवेरा की खेती का प्रशिक्षण करते है व् किसानो से एलोवेरा खरीदते भी है.




Direct Benefit Transfer in Agriculture


  • Direct Benefit Transfer in Agriculture-

  • This is the government schemes in the agriculture and allied department that the whatever input given to the farmer in the subsidy. the amount of the subsidy will come in the account of the farmers.
  • for example if farmers the farmer is selected for the demonstration then the farmer will purchase the all the input according to the decided budget and after purchasing and sowing the field according to the prescribed procedure then the cost of the input will be given in the account of the farmer after submitting the bill in the department. same will be followed in others.
  • Farmers are provided agriculture input (fertilizers, pesticides, seed and machinery etc.) at subsidy so that their cost of cultivation can be reduced and they can earn more.
  • Subsidy on the agriculture will encourage the farmers to purchase new machinery and input the field so that their production can be increased. The subsidy in provided by all department like agriculture, horticulture, fisheries, animal husbandry etc. department. So farmer can contact to these department as per their requirement.
  • Why DBT
  • Earlier the inputs come in the department sometime it’s come at delayed.
  • Government has to bear extra cost of fare and go-down.
  • The inputs are not as good as farmer needs
  • Their quality is always suspected.
  • Farmer need is different the items come is the department is different.
  • Earlier farmer have to apply offline in the department so they get late in purchasing the item.
  • Sometime the budget is allotted as per requirement but the item demand is not coming then higher authority can change the budget allocation in the item which require more by the farmers.


  • How much subsidy on which item will be given to the farmer will be decided earlier.
  • Farmer will be benefited first come first get basis.
  • In this the subsidy money will come in the account of the farmers.
  • To take benefit of subsidy, farmers will have to register online on the departmental website.
  • And where the registration is offline farmer will be given benefit on the basis of first come first get basis.
  • Procedure of DBT-
  • After the registration, the permission for purchase will come, after that the farmer can purchase the item which he has registered earlier.
  • After that the bill of the item and other document will be deposited in the related department.
  • Farmer will have to pay full amount of the item and can purchased the item.
  • Farmer will have to purchase the item from the registered shop which has GST Number also.
  • The physical verification- in this the officer of the department will come for verification the item it has been purchased or not. And he will summit the verification report in department with the bill of item and document of the farmer.
  • After sometime the subsidy amount will come in the account of the farmer.
  • For example the cost of the 3 sprinkler and 21 pipes are 18500 so the farmer will have to purchase this item by paying 18500 rupees to dealer, and the subsidy on sprinkler is 12000 then after the physical verification and submitting the document in department, the subsidy amount of 12000 will come in the account of the farmer.
  • Document for the registration-
  • For the registration required the following document-
  • Identity card- Aadhar Card.
  • Bank passbook photocopy.
  • Khata khasra( document of the land)
  • Farmer passport size photo.
  • Caste certificate ( in case of SC & ST)
  • Benefit for the farmers-
  • By this method the farmers can get subsidy on agriculture input.
  • The quality of the input will be as per the need of the farmers.
  • There will be no suspense on the amount of the subsidy.
  • This DBT is applicable in all states.
  • The land is on the name of farmer the document will be required of the same person.
  • For example the land is on the name of ramlal singh then the all the document must be of Ramlal.

In all the state there is a website where farmers have to register   to take benefit of the subsidy.

To know the name of the website farmer can contact to the agriculture or related department from where he want to take benefit of subsidy.

They may also call to kisan call centre number 18001801551 of their state.

They can ask the cyber cafes where they have the knowledge about the agriculture schemes.

Farmers can search agriculture website by searching on Google.

There are some schemes- Rashtriya Krishi Vikas Yojana (RKVY).,

National food security mission9 (NFSM),

National Horticulture Mission (NHM)

These are the big schemes in the agriculture and allied.

This is running entire the country.

Under these schemes the subsidy is provided to the farmers.

So farmers can take benefit of these schemes.

Under these schemes the farmer can take – spray pump, sprinkler, drip irrigation system, seed drill, thresher, diesel motor, diesel engine, rotavator, laser land leveler and other implement which required for the agriculture purpose.

Under these schemes small to big machinery may be taken by the farmers.

New and innovative machinery can be purchased under these schemes.

In madhyapradesh the website name is ( for the agriculture machinery and equipment) ( for the horticulture Schemes)

For more information you can search our youtube channel –


This channel may be searched on Google too.



Improved method Cultivation of Wheat

Cultivation of wheat

Preparation of Land– Plough land two three times by plough. If land has soil clod then rotavator should be used and leveling should be done.

Seed rate– For timely sown variety- 90-100 kg./ha. And for late sown  variety 125 kg/ha.

Spacing-  20-23 cm* 5 cm. row to row and plant to plant.

Sowing time- For early sowing variety- 20 October to 10 November.

For timely sown variety- 10 to 25 November.

For late sown variety – upto 31 December.

HI-1500( Amrita), HI-1531(Harshita), HD-2987(pusa bahar, JW-3020, JW-3173, JW-3211, JW-3269

MP- 3288, DBW-110, HI-1418(naveen chandosi),HI-1479(Swarna), JW-1201, JW-273, JW-322

JW-366, HI-1544(Purna), MP-4010, JW-1202, JW-1203, HD-2932(pusa 111), MP-3336, Raj-4238

HI-8498(malvashakti), MPO-1106(Shudha), MPO-1215, HI-8663(Poshan), HI-8713(Pusa mangal)

HI-8737(Pusa anamol)

Weeding- This may be done manually by the help of Khurpi. Chemical weedicides may be used. For narrow leaves weed sulphosulfuron or chlodinophop or Phenoxyprop methyl may be used and for broad leaves Metasulphuron methyl can be used. There are so many weedicides in the market but purchase weedicide of branded company only. And use as per their recommendation.

Irrigation– If there only one irrigation is available then irrigation should be given be at 21 days after sowing at crown root initiation. If two irrigation is available then first irrigation should be given at 30-45 days and second at 60-70 days after sowing. If three irrigation are available then first irrigation should be given at 20-25 days , second irrigation at 50-55 days and third irrigation at 85-90 days after sowing.

If sufficient water is available then every 20-22 days after irrigation should be given to wheat field.

Control of insect Pest-

Termite- this insect damage the crop and damage the root of the wheat due to which the crop dries. So there is a loss in production.

  1. Mixed the plant/crop residue in the soil by soil turning plough and keep clean the field.
  2. Make a pit of 1 m two feet deep and in this pour the fresh dung. After some time the termite comes on the dung, now chlorpyriphos 40 ml/pump with 15 Liter of water spray on the dung. Entire termite will die.
  3. mix the chlorpyriphos in dust or dung and spread it in the field and give irrigation to control the termite.

Control of Diseases in Wheat-

Smut- in this disease the grain in the ear will fill the dark or brown color powder. Due to which the yield of wheat become lower.

Treatment- Treat the seed with vitavex 3 gram/kg of seed.

Rust- This is three types which affect the stem and leaves and make a loss in the yield.

Control- Spray Carbendazim 30 ml/15 liters of water/pump.

Agriculture Technology Management Agency.


Krishi Takiniki Prabandhan Agency

This is a central government sponsored scheme which is controlled  by agriculture department of all states and union territories of India. This is the schemes which is fully designed for the extension of the agriculture among the farmers. And this project is doing excellent job in agriculture. this project is fully engaged in dissemination of the information by different method. This is working not only working in the agriculture but also they are for the others thing related to the farmers like poultry, Pisciculture, sericulture , Horticulture, animal husbandry, veterinary etc.


  • Extension of agriculture innovative techniques and research done by research centres, krishi vigyan kendre agriculture universities  etc. among by farmer by the use of different extension tools and methods.

ATMA Man force Network in District

  • Project Director Atma (one Post)at district level
  • Deputy Project Director atma ( 2 Posts) at district level
  • Block Technology Manager (one Post) at Block Level
  • Assistant Technology Manager ( three Post ) at block level)
  • Kisan Mitra/Didi/ farmer Friend at village level ( one farmer Friend/didi will be within two village.
  • Tool of Extension of Techniques
  • Training Trainings are organized at village, Block, District, within State and out of State level to train the farmer about the agriculture Techniques. and provide information about the agriculture or crop production.
  • Tours-
  • Tours are organized at District, within State and out of State level to the farmer to expose the Agriculture Techniques live for 3, 5 or 10 days. Farmers are visited to agriculture KVK, institutes and universities etc. and see the new or innovative technique by face to face and may ask their question from the scientist to understand well.
  • Demonstration
  • In this inputs are provided for the farmer according the demonstrations.
  • The demonstration may in fisheries, crop production, bee keeping and others.
  • In these, new techniques, new breed, new packages of practices of production are demonstrated at the farmer fields.
  • so that farmers can understand the method of production.
  • by seeing this demonstration others farmers can use this technique at their own field to take higher yield.
  • in this all the input of one acre like full dose of fertilizer, seed, seed treatment material, and crop protection material is provided to the farmers.
  • Now the money is provided in limited quantity as per requirement of one acre in their account and farmer can purchase the input as per his need.
  • Front Line Demonstration
  • In this demonstration, new or best agriculture techniques are demonstrated on farmer field in supervision of agriculture scientists. and different parameters are recorded by the scientists.
  • Farmer Sanghoshthi
  • This is done at village, Block and District level.
  • In this the scientists give information related to crop production, fisheries, animal husbandry, dairy etc according to farmer demand and need.
  • Farmers participate in this and use the told information in their farming.
  • Capacity Building Training
  • In this training, farmer get training of business related to agriculture e.g. – dairy, bee keeping, seed production, organic farming, poultry.
  • And farmers are encouraged to make self help group so that they can setup their agriculture business at village level.
  • Innovation
  • In this new machinery, new crop, new equipments, new technique are provided to the group of farmer, societies, Farmer Producers Companies or for individual farmers. New techniques are introduced in the working area by the innovation. for example the farmers want to sown the crop in plastic mulching then the limited  farmers are provided mulching machine.
  • Seed money
  • In this some money is provided to Self Help Group so that by using this money farmers can grow the crops or others by using this.
  • To get  seed money, documents of the meeting, name the of the group member their group account number etc are submitted in the office of BTM at the Block office with the application for seed money. the district staff choose the according some criteria on basis of running status of the group
  • Farmer and Group Award
  • In this  award money and certificate are given to farmer and groups, which are doing something excellent in agriculture, animal husbandry, dairy, horticulture etc. This is given every year at Block, District and State Level. in this farmers will have to apply with the photo graph, photocopy of input bills and others tour or training certificate.
  • Farmer Fare
  • This is organized at District level every year
  • In this Government Department and Private Companies related to farmer, display their schemes, agriculture inputs (seed, pesticides, farm machinery, Fertilizer etc.)  and  their product in the stall to the farmers.
  • And the scientists are invited to give technical knowledge to the farmers.
  • Farmer Friend
  • One farmer friend is appointed for two villages.
  • Farmer friend disseminate the information given to him by ATMA staff and by training, among the farmers.
  • He also assists to ATMA staff in organizing training and schemes in the village.
  • so all the farmers are requested to take benefit of this project and it is running in all state, no matter where you live. So to take benefit of this schemes, contact to Block Technology manager of the your Block or Farmer Friend ( kisan Mitra) of your Village.


Seed Treatment

Seed Treatment

  • To keep crops free from insect, diseases etc and provide them nutrient element the seed  treatment is done  with fungicides, insecticides and cultures.
  • Benefit of seed Treatment– by the seed treatment the crop is protected at the initial stage of the growth. due to this the crop stand is good and the yield is also good, if in initial stage of growth infected by diseases or others the yield will reduced in huge amount. the cost of seed treatment is also low in comparison to protection of the crops in standing stage.
  • Treatment of seed with fungicides control the soil borne diseases and sapling diseases and save the seed from rotting in the land.
  • The insecticides control the soil insects and save the plant at initial stage
  • And use of culture provides the nutrients to plant.
  • by use seed treatment the vigour and growth of plant is excellent.

There are three pesticides and culture are used for seed treatment.

  • Fungicides –  This is used to seed treatment to control diseases caused by fungus
  • Insecticides– This is used to seed treatment to control the insects damage
  • Cultures– This is used to seed treatment to provides nitrogen nutrient element  by Rhizobium culture and Azoto bacter and Phosphorus nutrient element  by P.S.B cultures
  • Sequence of seed treatment
  • Firstly treat the seed with fungicides.
  • after that  treat the seed with insecticides.
  • At last treat the seed with cultures.
  • To remember we can use the word – FIR
  • F- Fungicide
  • I- Insecticides
  • R- Rhizobium culture
  • Dose of Treatment
  • Fungicides- 2-3 gm/Kg of seed
  • Insecticides- 2-4 ml/Kg of seed
  • Cultures- 10-20 gm/Kg of seed
  • Bio Fungicides- Trichoderma- 5 gm/Kg of seed
  • Treatment material-
  • Fungicides- Carbendazim, Mencozeb, Metalaxil, Agrosan, Vitavax.
  • Insecticides- Choloropyriphos, Imidachloprid.
  • Culture-Rhizobium culture, azotobactor culture,Phosphorus  solubilizing  bacteria, azospirillum, Trichoderma viriedi etc.
  • Method of Seed Treatment-
  • First mix seed with fungicide powder and add some to water and shake it to mix the fungicides thoroughly with the seed. a layer of the fungicides is made over the seed.
  • After sometime mix the insecticides in some water then mix this solution with the seed.
  • After some time mix the seed with culture powder and add some water and gur to stick the powder to seed and
  • Some big farmers also used the seed treatment drum.


Sale of Fertilizer to the Farmers by POS Machine

Sale of Fertilizer to the Farmers by POS Machine

  • Now the government has started a new method of sale of fertilizers to farmers. By using this method government will identify the real demand of fertilizers and will ensure the supply of the fertilizers to the farmers at rational or printed cost.
  • Procedure of Sale- at Wholeseller and retailer Point- A POS ( point of sale machine) machine will be provided to the whole seller and retailer to sale the fertilizers. the machine will be provided by the fertilizer companies and they will be trained about the operating procedure of the machine.
  • first of all the whole seller ( who is taking fertilizers directly from the company) will have to register his farm with the id number, adhar number and mobile number after that he will have to feed the fertilizer stock in the machine and he will have to register the retailer also.
  • sale of the fertilizers to the farmers– farmers will have to come to the wholeseller and retailer shop to purchase the fertilizer and will have to bring the adhar card.
  • Seller will feed the adhar number in the machine and will verify the farmer by putting his thumb in the machine slot after that the purchased quantity will be feed, after push the enter button and the will come out one for the farmer and other for the seller and now farmer can take the fertilizer.
  • in this machine the bill can be cancelled also.
  • this method is very is easy and beneficial for the farmers and fertilizers seller too.
  • this system will start from 01 November 2017 in most of the state.
  • this year the subsidy will come in the company account but after sometime the farmers will have to purchased the fertilizers at full rate and the subsidy will come in their account after some time.
  • now the government is also linking the acerage of the land to adhar card so that the farmers can purchased required quantity and others bogus farmers could not purchase large quantity.
  • so this method will ensure the true sale or required quantity of the fertilizers and the subsidy on the fertilizers will not go in wrong hand.


Seed Dibbler Machine

Seed Dibbler/Seed Sowing Machine.

Seed Dibbler Machine

this is the machine by which we can sow the crops which are grown at some distance like maize, cotton and others.


Buy and sale of fertilizers by POS Machine.

Buy and sale of fertilizers by POS Machine.

Point of (POS) Sale Machine.

in this i have shown how fertilizers will be sale to farmers by pos machine.

Buy and sale of fertilizers by POS Machine.

Prime Minister Crop Insurance Schemes

  • प्रधानमंत्री फसल बीमा योजना,
  • PradhanMantri Phasal Bima Yojana,
  • Prime Minister Crop Insurance Schemes,
  • Scheme- Government has announced a scheme to the farmers for the protection of the crops from damages.
  • Protection from- Flooding, losses form fire, from hill slips, damage from insect, damage from dryness, damage from rainfall, hail strom  and others.
  • If farmers could not sown their crops then 25% of the insured amount will be given to the farmers but the more then 75% farmers should be unable to sow their crops.
  • if farmers have harvested their crops but it is in the field and the crop losses upto 15 days after cutting of the crops then farmer will also get the money if farmer get  loss.
  • Premium Amount
  • For Kharif crop the amount of premium is 2 % of the insured amount. for example if for soybean insured amount is 50000 Rs./hectre then the premium amount will be 1000 Rs./hectre.
  • For Ravi crop the amount of premium is 1.5 % of the insured amount. for example if for wheat insured amount is 50000 Rs./hectre then the premium amount will be 750 Rs./hectre.
  • For commercial crop and horticultural crop the amount of premium is 5 % of the insured amount. for example if for wheat insured amount is 150000 Rs./hectre then the premium amount will be 7500 Rs./hectre.
  • How to do insurance– 1. after crop sowing take the crop sowing certificate from the Patwari, or Panchayat secretary or from the rural agriculture extention officer.
  • 2. take the document of the land ( khata Khasra)
  • 3. identity card- Adhar Card.
  • 4. and go to your bank in which you have account and fill the application of insurance and give the premium amount from the account.
  • 5. give your all document with premium to bank officer and take the receipt.
  • Now your crop insurance will complete.
  • How to claim is approved
  • If losses occur from the individual or not sown situation or losses after harvesting of the crops.
  • in that case the inspection team of agriculture and revenue officers inspect the losses and make pancnama for that.
  • in other cases-
  • if losses occurs at large scale or in normal season the crop cutting experiment is done these are done by the agriculture and revenue officers individually. In crop cutting experiment 5 m*m area crop is cut  and the yield of this area is measured and the crop yield of this area is feed in a online software.
  • the Crop Cutting Experiment is done by the help of mobile software in which photo of the field , cutting area is taken khasara number of the land is also noted in this.
  • in one patwari halka 20-30 experiment is done.
  • after that the yield of last seven years is taken in which two years  in which yield is mimimum is left and remaining 5 years yield average is taken on the basis of this average the current years yield is comapared .
  • if the yield of current year is less than average of last five years then insurance claim is provided to the farmer at the rate of percentage lose.